Mortgage affordability calculator
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How much can you borrow?

This tool will help you estimate how much you can afford to borrow to buy a home. We'll work it out by looking at your income and your outgoings. Mortgage lenders will look at these figures very closely to work out how much they'll offer you.

It should take about five minutes to complete.

Annual Income

This is your monthly income after tax, minus pension, NI and other deductions.
This is your monthly income after tax, minus pension, NI and other deductions.
Include income from other jobs, pension income, guaranteed bonus, regular overtime, other employment, rental income, maintenance payments, pension, car allowance etc.
What counts as income?
Include income from other jobs, pension income, guaranteed bonus, regular overtime, other employment, rental income, maintenance payments, pension, car allowance etc.
Is there a second applicant?